Services

Credit Repair Services That Work

We focus on accurate reporting, strategic disputes, and ongoing support so you can build a stronger credit profile.

Free Consultation

Our Core Services

Everything you need to understand, fix, and monitor your credit.

Credit Report Analysis

We review all three bureaus (Experian, Equifax, TransUnion) to identify questionable or inaccurate items affecting your score.

Dispute & Challenge

Compliant dispute letters and creditor interventions to correct errors and inaccuracies on your credit reports.

Score Tracking

Monitor progress with regular updates in your secure dashboard and receive monthly credit score updates.

Personalized Action Plan

Get a custom roadmap based on your unique credit profile and financial goals tailored to your situation.

Hard Inquiry Challenges

Dispute unauthorized inquiries you don't recognize to protect your score from unnecessary impacts.

Ongoing Support

Email and phone support with transparent progress updates and a dedicated credit specialist for your case.

Additional Services We Offer

Comprehensive solutions for every credit challenge

Identity Theft Recovery

Remove fraudulent accounts and restore your credit identity

Creditor Interventions

Direct communication with creditors to negotiate and resolve issues

Goodwill Letters

Strategic letters to creditors requesting removal of negative marks

Credit Education

Learn how to build and maintain excellent credit for the long term

Ready to start?

Let’s build a plan that works for you.

Free Consultation

How Our Process Works

Simple, transparent, and effective credit repair in 4 easy steps

1

Sign Up

Choose your plan and create your account. No setup fees or hidden charges.

2

Analysis

We pull and analyze your credit reports from all three bureaus within 24 hours.

3

Action

We challenge negative items and work with bureaus and creditors on your behalf.

4

Results

Track your progress in real-time through your secure dashboard.

What We Can Help Remove

We specialize in challenging and removing these negative items

Late Payments

Challenge inaccurate or unverifiable late payment marks

Collections

Dispute collection accounts and negotiate removals

Charge-Offs

Challenge charged-off accounts with errors

Bankruptcies

Dispute inaccurate bankruptcy information

Foreclosures

Challenge foreclosure records with errors

Hard Inquiries

Remove unauthorized credit inquiries

Repossessions

Dispute inaccurate repossession records

Judgments

Challenge judgment records with errors

Identity Theft

Remove fraudulent accounts and information

Simple, Transparent Pricing

Choose the plan that fits your credit repair needs. All plans include our 90-day money-back guarantee.

Plan A

Negative Items

$99 / month
  • Personalized Credit Repair Plan
  • Challenges to 3 Credit Bureaus
  • Creditor Intervention Letters
  • Score Tracking
  • Challenge Hard Inquiries
  • Email & Phone Support
  • Online Customer Portal
  • 90-Day Money-Back Guarantee
  • Cancel Anytime
Choose Plan A

Plan C

Premium Service

$199 / month
  • Personalized Credit Repair Plan
  • Challenges to 3 Credit Bureaus
  • Creditor Intervention Letters
  • Score Tracking
  • Challenge Hard Inquiries
  • Email & Phone Support
  • Online Customer Portal
  • 90-Day Money-Back Guarantee
  • Cancel Anytime
Choose Plan C

90-Day Money-Back Guarantee

We're confident in our service. If you're not satisfied within the first 90 days, we'll refund your money—no questions asked.

Why Choose Credit Monkey

We're not just another credit repair company

15+ Years Experience

Our team has helped thousands of clients improve their credit scores and achieve their financial goals.

Fully Compliant

We follow all FCRA, FDCPA, and state credit services organization laws to protect your rights.

Proven Results

Our clients see an average improvement of 40+ points within 90 days of starting service.

Dedicated Support

Real people ready to help you via phone, email, and secure portal. No automated bots.

Ready to Transform Your Credit?

Join thousands of satisfied clients who have improved their credit scores with Credit Monkey.

90-Day Money-Back Guarantee • No Setup Fees • Cancel Anytime