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Money

How many credit cards should you have – really?

How many credit cards is too many, and how many aren’t enough? How many credit cards should you have if you want an excellent credit score? I wish I could offer you a magic number of credit card accounts to have, but the ideal amount is different for each person.  Some people can get the […]

Money

Buying a House with No Credit

If you listen to certain financial experts, it’s easy to get the wrong idea about credit. Many money gurus – most notably Dave Ramsey – advise consumers to avoid credit cards and other forms of personal debt. That might seem responsible enough, until you start shopping for a mortgage with no credit history and have to overcome […]

Money

Self Lender Awarded Inaugural Inclusive Fintech 50

AUSTIN, Texas, June 19, 2019 Self Lender is pleased to announce its inclusion in the inaugural list of winners of the Inclusive Fintech 50. The Inclusive Fintech 50 is a competition launched in February to help early-stage fintech companies attract capital and resources to benefit the world’s 3 billion financially underserved people. The competition was organized […]

Money

What Does a Charge-Off Mean on Your Credit Report?

Debt – it’s almost as American as baseball, hot dogs and apple pie. According to an analysisfrom Debt.com, roughly 62.4% of American adults carry credit card balances, and 17.5% have student loans. If you’re one of the millions of Americans in debt and are falling seriously behind on credit card and other loan payments, there’s a good […]

Money

How to Buy a Car with No Credit

Getting access to credit can be difficult if you don’t have a credit history, and car loans are no exception. If you’ve recently immigrated to the United States, are a college student, or you’ve simply never taken the time to build a credit history, buying a car isn’t impossible.  It may, however, require some extra research […]

Money

How Long Does It Take To Build Credit?

Whether you’re building credit for the first time or trying to rebuild after past credit mistakes, it’s unlikely you’re going to see overnight results. That can be frustrating, especially if you’re trying to decide whether it’s worth the effort in the first place. Unfortunately, there’s no surefire way to find out exactly how long it’s going to […]