0% APR Credit Cards

0% Intro APR Credit Cards

These cards offer an outstanding 0% intro APR on purchases, balance transfers, or both. This can help you finally get your hands on that big-ticket item you’ve been eyeing, or manage debt by transferring an existing balance. Our experts have analyzed 1,002 different credit card offers with a 0% introductory APR period and listed the 10 best no interest offers from our partners to suit different spending habits.Summary 

Wells Fargo Platinum Visa card

Wells Fargo Platinum Visa card

Apply Now at Wells Fargo’s Secure Site

Recommended Credit

Good to Excellent670-850 More information

Intro Bonus

No current offer 

This Card at a Glance

0% Intro APR Purchase Period18 months0% Intro APR Balance Transfer Period18 monthsRegular APR13.74% – 27.24% variable

Chase Freedom Unlimited®

Chase Freedom Unlimited®

 (9,947)Apply Now at Chase’s Secure Site

Recommended Credit

Good to Excellent670-850 More informationEARN UP TO $600 CASH BACK IN YOUR FIRST YEAR!

Intro Bonus

Double Cash BackEarn 3% cash back on all purchases in your first year up to $20,000 spent. 

This Card at a Glance

0% Intro APR Purchase Period15 months0% Intro APR Balance Transfer Period15 monthsRegular APR17.24% – 25.99% variable

Capital One® Quicksilver® Cash Rewards Credit Card

Capital One® Quicksilver® Cash Rewards Credit Card

 (6,002)Apply Now at Capital One’s Secure Site

Recommended Credit

Good to Excellent670-850 More information

Intro Bonus

$150$150 after you spend $500 on purchases within 3 months from account opening 

This Card at a Glance

0% Intro APR Purchase Period15 months0% Intro APR Balance Transfer Period15 monthsRegular APR16.24% – 26.24% variable

Discover it® Cash Back

Discover it® Cash Back

 (26,257)Apply Now at Discover’s Secure Site

Recommended Credit

Good to Excellent670-850 More informationSee Rates & Fees

Intro Bonus

Cashback Match™Discover will match all the cash back you’ve earned at the end of your first year, automatically. There’s no signing up. And no limit to how much is matched. 

This Card at a Glance

0% Intro APR Purchase Period14 months0% Intro APR Balance Transfer Period14 monthsRegular APR14.24% – 25.24% variable

Blue Cash Everyday® Card from American Express

Blue Cash Everyday® Card from American Express

Apply Now at American Express’s Secure Site

Recommended Credit

Good to Excellent670-850 More informationSee Rates & FeesTerms Apply

Intro Bonus

$150$150 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months. 

This Card at a Glance

0% Intro APR Purchase Period15 months0% Intro APR Balance Transfer Period15 monthsRegular APR15.24% – 26.24% variable

BankAmericard® credit card

BankAmericard® credit card

 (11,674)Apply Now at Bank of America’s Secure Site

Recommended Credit

Good to Excellent670-850 More information

Intro Bonus

No current offer 

This Card at a Glance

0% Intro APR Purchase Period18 billing cycles0% Intro APR Balance Transfer Period18 billing cycles for BTs made in the first 60 daysRegular APR15.24% – 25.24% Variable APR on purchases and balance transfers

U.S. Bank Visa® Platinum Card

U.S. Bank Visa® Platinum Card

Apply Now at U.S. Bank’s Secure Site

Recommended Credit

Good to Excellent670-850 More informationSee Rates & Fees

Intro Bonus

No current offer 

This Card at a Glance

0% Intro APR Purchase Period20 billing cycles0% Intro APR Balance Transfer Period20 billing cyclesRegular APR14.74% – 25.74% variable

Bank of America® Cash Rewards credit card

Bank of America® Cash Rewards credit card

Apply Now at Bank of America’s Secure Site

Recommended Credit

Good to Excellent670-850 More information

Intro Bonus

$200$200 online cash rewards bonus after you make at least $1000 in purchases in the first 90 days of account opening

This Card at a Glance

0% Intro APR Purchase Period12 billing cycles0% Intro APR Balance Transfer Period12 billing cycles for BTs made in the first 60 daysRegular APR16.24% – 26.24% Variable APR on purchases and balance transfers

Wells Fargo Propel American Express® Card

Wells Fargo Propel American Express® Card

Apply Now at Wells Fargo’s Secure Site

Recommended Credit

Good to Excellent670-850 More information

Intro Bonus

30,000 pointsEarn 30K bonus points when you spend $3,000 in purchases in the first 3 months – that’s a $300 cash redemption value 

This Card at a Glance

0% Intro APR Purchase Period12 months0% Intro APR Balance Transfer Period12 monthsRegular APR16.24% – 27.24% variableOur Take

Citi Simplicity® Card - No Late Fees Ever

Citi Simplicity® Card – No Late Fees Ever

Apply Now at Citi’s Secure Site

Recommended Credit

Good to Excellent670-850 More information

Intro Bonus

No current offer 

This Card at a Glance

0% Intro APR Purchase Period12 months0% Intro APR Balance Transfer Period21 monthsRegular APR16.24% – 26.24% variable